Have you ever thought of investing in Gold? Then you’re probably weighing up (excuse the pun) all the pros and cons. Here’s the perfect post to give you the clarification you need.
The Difference Between Coins, Ingots and Bars
If you are planning on expanding your portfolio and investing in gold, you need to understand all the different options you have, as well as the different types of physical gold investment forms you may be able to buy and sell.
It should be noted that the three different kinds of gold you will find on the market include gold coins, bars and ingots. But, just what is the difference? Investing in gold means knowing the facts so you can pick the type of gold that will work best for you and your investment goals.
Typically, gold coins come in two different types: those rare coins with historical value (referred to as numismatic coins) and those valued for the bullion amount. Numismatic coins tend to have a greater value than the precious metals within those coins, whereas bullion coins are valued based only on the precious metals within them and the demand for the metal.
There are those investors who prefer bullion coins owing to their ease of transportability, smaller size, concealment and storage. There are some bullion products that do carry a significantly higher dealer mark up, though, and that’s due to their popularity and a great deal of investor interest.
On the other hand, numismatic coins are not ideal for investment as there are several additional costs embedded into their price, including grade, rarity and demand. To put it simply: bullion is for investors where as rare coins are more appealing to numismatists.
Gold ingots are better known as gold bars; however, they are formed differently to the traditional minted bars that are very popular. When it comes to ingots, the weight contained tends to vary. The bars also poured as opposed to stamped. This means they are thicker than stamped bars.
When you purchase gold bullion bars, you will mostly get the stamped version. But, when you buy gold ingots, you will get bars that were poured into a cast.
If you have a large amount of capital to invest, you may want to consider bullion bars. They tend to be sold with a one to three percent mark-up, so you can get more gold for your investment. Coins, or bullion, can also be bought and kept at the facility that deals with securing gold bars.
If you would prefer gold that is easy to store and you can enjoy looking at, coins are probably the best option for you.
If you want bigger sizes and lower premiums for an optimum investment, gold bars and ingots are the way to go.
Just remember to look ahead to where the value of your investment may end up. When selling your gold, coins usually sell easier due to their recognition and global popularity, whereas bars may incur additional expenses.
This article is published in partnership with Mediabuzzer.
Well if we go by what our children tell us, what our parents tell us and what the experts tell us, there’s quite a long list. Here’s a shortlist of mistakes we may be making inadvertently. I’ve added my commentary on each one. I’m clearly not the model parent I strive to be. Are you breaking any of these parenting rules?
What Parents Shouldn’t Be Doing That They May Consider Normal
When it comes to views on parenting, there are a number of philosophies and ways of doing it. Teachers have a bird’s eye view and whilst they should never overlap the parenting role, they are a crucial part of children’s development.
There are some generally agreed tips that teachers give that parents can go by, however. These tips will help iron out grey areas and things maybe some people don’t feel too sure about.
One thing parents can do to set their children up for success is to enrol them in a top quality international school. If you check out https://www.panyaden.ac.th/, you will see one of the top international schools in Thailand. Children learn through a practical, value-based approach providing a solid foundation for successful academic study.
In terms of things parents shouldn’t be doing that they perhaps thought were okay, here are some tips.
THINGS PARENTS SHOULDN’T DO
Make your child the centre of everything
Your child may well be the most important thing in your world but you don’t want to act that way day in day out. In doing so, you inhibit their growth and make the comfortable to stay glued to you andthe home environment.
When they see you have a life outside of them, they will continue to flourish and become their own person. This is an imperative part of maturing and becoming a responsible, successful adult.
Oops, guilty! Am working on this one.
Not picking up on good behaviour
If your kids are acting in positive ways, it’s definitely great to acknowledge it. There is a balanced way of praising your children without boosting up their ego. Instead, you can encourage them and commend them so they know to keep doing what they are doing.
Okay, let’s give credit where credit is due…this is where I excel as a parent. I’m always looking for the positives in my children (and in everyone around me) and I affirm their positives as often as possible.
Avoid yelling when they do something bad
Negative behaviour can often be met with anger and frustration by parents. As they become more and more exasperated, kids become the target of yells, screams and shouts. This is an unproductive way to deal with children’s negative behaviour and will not do a great deal to help their progress.
Staying as calm as possible yet being stern and assertive, you want to state what was done wrong and take away anything that could help trigger the action. Being rational and remaining tranquil is a good way for most kids to learn from their mistakes or negative actions.
Oops, sometimes I yell. And worse, sometimes my hubby and I yell at each other, another golden rule we should not be breaking as parents. Definitely working on this one too.
Bend the rules
Once you set rules, it’s important to stick to them and avoid bending them. Children need to know there are costs to acting out and if you let them off, you are doing them no favours in the long run.
Have to admit, I’m terrible at this. Who would have thought that I’d be a bit of a pushover? I thought I would be so much stricter before I was a parent.
This is an important one as many parents love their children so much they feel harsh giving punishments. However, being consistent across the board will benefit the child and prepare them for later life.
You heard it here first! These are some things parents find themselves doing that they would do well to stay away from.
This article is published in partnership with Mediabuzzer.
What’s the most rewarding career you’ve ever had? Or are you living your dream job right now? I’ve had some cool careers in my work history (including one of the 7 that made this list). And I’m about to start to my coolest job ever, Business Development Consultant at The Kids Gym (more about that in an uncoming post).
If you’re looking for a cool career that pays well, this contributed post should get your creative juices flowing.
7 Professions that Can Give You The Lifestyle You Want
If you would like more perks than you can find in a traditional job, you might want to find a career that is both rewarding and good for your bank balance.
If you find what you are really good at, you will get more
free time to explore and
recognition for your skills
Some of these jobs don’t really require dozens of degrees, just a lot of creativity, interpersonal skills, and an outgoing personality. Check the options out below and you may just found your true calling.
have advanced communication and negotiation skills and
be driven by results.
A professional headhunter will take into consideration the specific requirements of the client and not rest until they have located the best candidate and convinced them to accept the offer. There’s a lot of travelling and meetings involved, but you will be rewarded for your professionalism.
2. Interior Designer
Are you a creative person who enjoys upcycling and DIY? You can become an interior designer, even without a degree.
While there’s a lot of competition out there, you can develop your brand on the internet, using Pinterest and Instagram, as well as other online marketing methods.
It might be a good idea, however, to enroll to an official accredited course, so you maximize your skills and knowledge and find out more about how the industry really works, and what clients are expecting from you.
3. Sports Organizer
Are you passionate about a particular sport, or would you like to help your local community get healthier and fitter? Your dream job might be with a local sports club or organization.
You will be responsible for
marketing and organizing the events
communicating with donors, players, suppliers and
making sure that everything goes smoothly.
You can enrol for a related course at Adelphi Universityto learn everything this job involves and improve your chances of landing in this dream job.
4. Freelance Travel Writer
If you are looking for total flexibility, you might want to build your career as a freelance travel writer. This can be your chance of getting out of the rat race and enjoying what you do for a living.
You will need to make sure that you have a feasible business model and you are not spending more on travel than making on your writing.
Approach hotels and restaurants to find out whether they would be interested in a feature article or review. You will need an established online presence as an influencer, and a follower base to be able to make money this way, though.
5. Travel Agent
To travel the world, but still have the job security of an employer, you might want to become an independent travel agent or join a well established company.
You will be able to visit hotels, carry out inspections, talk to clients, and plan people’s holidays of a lifetime.
This job may or may not involve a lot of travel, depending on the role you get and the company’s job requirements, so make sure you check the contract to avoid being stuck behind a desk.
You will have to travel to different locations, talk to venue managers, contractors, and clients. However, when you are not working on a project, you will be able to enjoy some free time. And explore the world and the best places to stay and eat as a perk of your profession.
7. Client Manager
If you have always worked in the corporate world but had enough of administration and statistics, you can manage the professional relationships of the company instead.
You will need
exceptional communication skills
a good knowledge of business etiquette and
good negotiation skills.
Your services will be important for the company, as you will maintain the common ground and solve small disagreements without troubling the management with them.
If your current job is not giving you the freedom and satisfaction you deserve, it might be time to move on. Consider one of the above jobs that allow you to travel, interact with people, see more of the world and spend more time with your family.
No matter which career you choose, you can end up doing something you enjoy while earning top dollar.
What’s the coolest job you’ve ever had and did it pay well?
Ooh, I love receiving contributed posts like these! Here are some really easy healthy lifestyle changes you can make today that will make a real difference to your mood. Instantly. And if you make these lifestyle changes stick, they’ll be life-changing.
4 Lifestyle Changes to Relieve Stress, Improve Your Health and Be More Successful
We all get stressed from time to time, and it’s not surprising. Life just has a way of being tough now and then, as our obligations to work, family, and our health, amusement, and well being all too often collide catastrophically.
Of course, it’s fairly common as well that we’ll make things worse ourselves through bad habits and unproductive approaches to resolving our problems.
In the worst of instances, you could find yourself on holiday in the best and most beautiful resort, only to find yourself chronically unable to relax and enjoy the moment. Conversely, if you’re able to manage your stress response when back at home, even the most mind-numbing work concerns can seem like small and manageable things.
As stress affects the quality of our lives to such a great degree, here are some suggestions for lifestyle changes that can help to radically reduce your stress.
1. Read on topics that uplift and intrigue you
You may have an enduring interest in technical subjects such as science or engineering, or your passion might be reading the literature of the past and getting lost in the incredible worlds that people managed to create over the span of human history.
Regardless of what your particular area of fascination is, reading has the ability to transport us away from the preoccupations and worries of ordinary life and to carry us off to an eternal world of images and concepts – whether those take the form of mathematical formulae, or the metaphors and wordplay of William Shakespeare.
Distracting yourself from your concerns and preoccupations – even if only for a brief time – can have a tremendously positive effect on your overall sense of wellness. It can calm the mind and reduce stress, and as we know stress is not just a matter of “feeling uncomfortable”, but can have tremendously negative consequences for health when it’s allowed to become chronic.
Reading is a great and productive form of distraction which you can turn to no matter where you are.
2. Quit the caffeine and alcohol
This tip is often difficult for people to stomach (excuse the pun), for the obvious reason that caffeine and alcohol are so incredibly rife and common in the world. The vast majority of adults in the Western world consume both alcohol and caffeine, and many consume them on a daily basis.
But caffeine is a drug known to directly boost the production of the body’s stress hormones, and to tire out the various receptors and organs associated with those, and other, hormones.
That daily cup of coffee may be contributing quite dramatically to your chronic sense of stress and anxiety.
Likewise, alcohol causes damage to the brain and other organs of the body, and there is evidence that even in small amounts, it may make people less healthy, less resilient, and less capable of facing the world head-on. A bitter irony, considering people so often get drunk to drown out their stress and anxiety.
By quitting these two substances and shouldering through the few weeks or months of irritability and withdrawal (yes, really, they are actually drugs) you may find your stress vastly diminished.
3. Be sure to fuel yourself properly
A large number of people are constantly fighting to attain the perfect physique. Bellies are never flat enough, biceps never toned enough, and so on, and so on.
One of the side-effects of this obsession is that many people live in a state of chronic yo-yo dieting and caloric deprivation.
The bottom line is that when you don’t eat enough food, your body doesn’t work properly, you are less resilient, less healthy, and your stress hormone level are through the roof.
Make sure to fuel yourself properly. Eat whole, nourishing foods, comprising carbs, protein and fats. Yes, low carb diets may also boost stress hormones.
4. Get away somewhere scenic every once in a while
If your home environment becomes too stressful, you need to take steps to address the causes of that stress, and make it more bearable.
If your home is not excessively stressful, but you’re just chronically stressed anyway, getting away and visiting somewhere scenic once in a while can really help to alleviate the bad feelings.
Go somewhere where you don’t have to worry about work. Somewhere you can be inspired by the beauty of nature, and just relax for a while.
Aren’t these the easiest lifestyle changes to make? And can you see how effective they can be? Are you doing this stuff?
Okay, so you got me… I’m not a Millennial. Far from it. But the author of this guest post is. And his post is just as relevant to me (at age 45) as it is to Millennials. Enjoy!
From One Millennial to Another: Saving to Buy a House
Guest Post submitted by Hard Money Lenders Online
When I was in junior high school, the American public and private sectors were suffering from a major crisis. Due to the heavy, controversial issues—which took place with the subprime mortgage market downfall in 2007—the United States, and many other nations across the globe spiralled down a path that nearly destroyed the worldwide economy.
I didn’t completely understand the full weight of this debilitating crash at the time, but the anxiety apparent in my parents’ faces sent the message that something was wrong.
Among those markets most heavily impacted by the devastating financial anomaly was the real estate industry. Generally, adults who endured through this could likely have a word or two to say about the foreclosures which took place in the late 2000s.
What seemed like golden opportunities to finance in gorgeous homes in 2006 resulted in disaster for many families, leading to shattered dreams and grief-stricken households.
My heart goes out to such individuals who were forced to deal with such tough trials, given that I was fortunate enough to be in a family in which our finances were in check.
But that’s beside the point—the American economy has since moved on from such financial woes, and the housing market at large has since been rejuvenated.
MILLENNIALS: ARE YOU MOTIVATED TO SAVE FOR A HOUSE?
With that, the Millennials (such as myself), whose previously youthful minds could not fully comprehend the issues at play during the Great Recession, are now old enough to own real estate unto themselves.
As a young married man who is fast approaching the end of his college career, I often find myself contemplating what the future holds.
My wife and I consistently discuss and ponder as to what our ideal home may be, and then thoughts transition to the image of our first house after we eventually leave our puny apartment behind us.
But here is the problem therein: we are poor college students that barely earn enough to scrape by.
Rent, groceries, gas fill-ups, insurance, and other basic expenses constitute the consistent bills we must pay to live our simple existence.
Whatever financial goals we may have only seem more daunting as the pay stubs are posted. Yet, we keep the end in sight.
The result of owning a sizable amount of real estate may not be an easy accomplishment by any stretch of the imagination, but it is attainable. Budgets and restraint help my wife and I make conscious monetary decisions each day, and we make an effort to save so that one day we can obtain the house we often dream of.
These words immortalized by Confucius should provide encouragement (and some context) for some people:
“When it is obvious that the goals cannot be reached, don’t adjust the goals, adjust the action steps.”
So, if you’re reading through my ramblings and also share a house-related goal, then that’s great. But like myself, I would hope that you have a response for this next question: are you doing the right things to get you into that eventual house?
If such is the case, my hope is that these personal suggestions for “action steps” will be beneficial to anyone who applies them.
Have I reached my eventual financial goal? No. Nevertheless, I am confident the baby steps taken day by day will lead to the seemingly gargantuan end.
HAVE THE DISCIPLINE TO SAVE
Money is hard to part with; a common stigma is that “money doesn’t buy happiness,” but it sure does make life more convenient and fun. Needless to say, in order to properly afford larger investments, one needs to enact self-discipline with their funds.
Depending on personal income, the rates at which one sets aside money for their savings account could be lower than usual. With my current income, I can only manage to save 10% each month.
One thing I highly recommend is that, regardless of percentage, you should definitely set up your direct deposit function through your employer so that the percentage of money you want in your savings is automatically deposited after tax deductions.
“…rule of thumb: at least 20% of your income should go towards savings. More is fine; less is not advised.”
As Paula noted, it’s never a bad thing to save more either for emergencies or, in this particular case, setting aside funds for a future down payment on a home. The important thing is that once weekly, monthly, and perhaps even yearly budgets are consolidated; any honest Millennial concerned with their financial stability should consider how they might approach saving for their future house.
Such should be the case for any American household, but in my opinion, it’s especially so for the Millennial generation since we are now generally in a transitory period into adulthood.
College will soon be behind most of us (if it isn’t already by now), so heavy decisions regarding finances, real estate, potential marital relationships, and the prospect of children will surface for many people.
Keeping money reserved for all these important life developments is not just a good idea—it’s an absolutely crucial practice.
IN SUMMATION: DON’T SETTLE FOR LESS
According to a CNBC article from January 2017, a Federal Reserve analysis on financial demographics revealed that the Millennial generation is “falling behind” the Baby Boomers, who, in many cases, constitute the parental generation of current Millennials.
The data presented statistics of a median household income of $40,581 for those in their mid-20s to early-30s. Such was a comparative 20% lower median income than Baby Boomers at that same stage in life.
For the Millennials like me who want to transform their dreams into reality, this alarming trend should raise red flags. Whether or not someone works toward buying a home via methods such as working with hard money lenders onlineor enlisting the services of a local investment agency, the future needs to mapped out and journeyed towards.
It may be easy to resort to a quiet, entertainment-focused life living with one’s significant other in a small apartment with simple jobs. Such is a doable life for many Millennials, mine included.
However, if we who belong to this dynamic generation want to make names for ourselves, hopes must be translated into action. Just as we might stand up for noble causes we believe in, make the extra effort to invest in your financial future.
It’s in your grasp; you just have to take the steps to get there.
Are you gearing up to buy your first house? Or your last? Either way, I’m sure you have a comment you can’t wait to leave below…
Funny story – about 8 weeks into my new position as Head of Network Marketing at Nutrihealth, I had to travel to Argentina for our Annual Conference with the heads of the other countries. I hardly knew my colleagues as I’d just met them.
I travelled with the American Owner of the company and the CFO and CEO of South Africa and was sitting next to the CEO on the flight.
I don’t mind flying but I do get motion sick during the descent. As we were nearing Buenos Aires I started throwing up. I’m sorry to say this wasn’t the last time I threw up on a flight next to him. I don’t know who was more mortified, him or me.
It was a really long flight. When we got to Buenos Aires, I was sooo tired that I was freezing cold. All I wanted to do was get into a bath and then climb into bed for a nap before we all met for dinner. But when I got up to the room, I couldn’t work out where the light switch was and had to go down and try to explain this to someone who couldn’t speak English. I didn’t know that I had to place the card that opened the door into the light switch.
Eventually, we got that sorted and I discovered there was no bath, only a shower in the room. It was one of those uber complicated modern showers with water coming out in all directions. I couldn’t work out how to make it spray properly so the shower felt cold and uncomfortable.
I stepped back into the bedroom and it was freezing. I also couldn’t work out how to set the temperature on the Air conditioner. So I threw on as many clothes as I could find and crawled into bed to try sleep for a couple of hours.
It wasn’t fun.I also felt like a complete idiot. And the next day I had to be on top form to deliver the presentation on my plans for my division for the year.
People think travelling for work is glamorous (and I guess it can be) but my first day in beautiful Buenos Aires was a comedy of errors.
A Work-Travel Survival Guide
Now that the internet has not only made it far easier for companies to connect and do business globally but also for more of us to work remotely whether we are employed or self-employed, there has been a huge rise in people who are either being asked to or choosing to travel while they work.
This can be a very positive thing because it opens us up to new cultures and experiences and enables us to live our dreams while we make a living. However, there are often downsides to combining work with pleasure, namely the long flights, time differences, less than optimum accommodations and stresses that can often crop up.
If you plan to combine work with travel and you want to avoid the pitfalls and maximize the pluses, check out my quick work-travel survival guide for some handy hints and tricks that will ensure you have the best of both worlds:
Book an Apartment
Yes, there are lots of fantastic hotels around the world, but renting your own apartmentwhen you’re on a working vacation is going to suit you a lot better most of the time. Why? Because you can guarantee that you’ll have peace and quiet when you need it.
When you’re staying in a hotel, you can’t control how much noise the other guests will make and if they’re busy having a good time while you’re trying to knuckle down and get some work done, it can be really annoying to say the least.
If you must stay in a hotel, try to choose one that has conference rooms or a place where business travellers can retreat to, to make calls or get work done in a more peaceful environment and you should be fine too.
When you’re constantly on the go and you’re working while you’re away, you want to do anything that will make the experience as comfortable and non-fatigue inducing as you possibly can.
That’s why you should fight the urge to pack as much stuff as you can and ensure that you leave some space in your backpack or suitcase. The less stuff you have to lug around, the easier it will be for you and the less tired you’ll be when the time comes to knuckle down and get some hard work done.
Take Your Devices Onboard
If you’re travelling for work, chances are that you will be bringing along a laptop and maybe a camera or other expensive digital devices. If that is the case, you should, where possible, bring them onto the plane with you in your hand luggage.
Why? Because in lots of places, airport security isn’t as tight as it should be and it is not unusual for unscrupulous individuals to cut open suitcases and remove valuable electronics.
Also, if you have your laptop onboard, you can kill those boring flights by doing any work you can that does not require an internet connection.
Take Lots of Photos
When you’re travelling, not only should you take lots of photos to remember the locations you have visited, or so that you can post them up on your blog to get some more views, but also because if you take lots of photos on-location, you can use them as a reference to orientate you when you feel lost.
That means, as well as taking pictures of the view from your window, you should take pics of your door’s number and things like that, so if you’re getting home late at night and you aren’t really sure which rental apartments yours, you’ll be able to work it out with a quick look at your phone.
Don’t Bother Unpacking
You might think this is strange but making your hotel room feel like home can be a bit of a mistake. Why? Because if you’re travelling to a lot of different locations and you unpack your stuff at each and every one of them, there is more chance that you will lose your things.
This is even more likely to happen if you’re in an apartment where your stuff is allowed to spread. So, unless you’re going to be staying there for months at a time, it’s far easier to leave everything in your suitcase and only remove it as and when you need it.
Whether you want to keep in touch with family back home or you need to keep in touch with clients for work purposes, having theSkype app on your smartphone will really come in handy because it is a free and efficient way of communicating by phone video or text. You’ll be glad you have it on so many occasions.
Set a Schedule
When you’re in Singapore one day and Tokyo the next, it’s pretty easy to get mixed up and carried away with the amazing new sights that are all around you. That’s why it’s so important that you create a schedule that balances work and travel effectively.
If you know exactly what you should be doing and when you’re far more likely to do it and not end up having to cancel the rest of the week’s fun in favour of working day and night on that project you’ve been neglecting.
Choose a Time Zone and Stick to It
This might seem stupid to some of you but choosing which time zone you will be working in when you travel and sticking to it really will help. It will help you to avoid jet lag and it will ensure that your bosses or clients know exactly when you’ll be available so that they don’t end up calling you at all hours of the day and night.
You’ll still be able to do lots of exploring at whatever time is your waking time, in most places at least, so it shouldn’t be too much of a problem for the most part.
Manage Your Expectations
Lots of people who plant to travel as they work think that they will be heading off into some utopia where their daily cares fade away and they get to spend endless hours on the beach sunning themselves.
However, this is rarely the reality. For one thing, unless you go broke, you are going to be working a lot of the time.
Then, there’s the fact that you may get sick somewhere along the way, you could be targeted by street thieves, you may get lost and…well you get the picture.
Hopefully, you’ll avoid this stuff completely, but if you know that it’s a possibility and you plan for every potential scenario, it will be far less stressful for you when it does happen.
Find Others Like You
It’s always good to have the support of people who are going through the same stuff as you, especially when you’re doing something a little out of the ordinary, so wherever you happen to be travelling, see if you can find any groups of digital nomads or individuals who are in the same business as you who you can meet up with. You might also want to look at local co-working space where you will be able to meet other remote workers and hopefully have a few good times. It’s so much easier to get into the swing of things when you aren’t completely alone with your experiences.
Keep Your Guard
That being said, you should always be on your guard when you come across new people. Unfortunately, there are a lot of unscrupulous people out there who are looking to exploit anyone who they think they can and people who are looking for work opportunities are often prime targets for this kind of behaviour.
If people are offering you opportunities and asking for nothing in return, they may well just be very nice people, but they might not, so don’t commit to anything without thinking it through, and if possible doing a little research first. Basically, keep your wits about you and use your common sense.
Take Some Time Off
Just because it’s a working trip doesn’t mean that you should constantly be handcuffed to yourlaptop working, not unless you have a looming deadline or you’re running out of money, at least.
Everyone needs a little downtime and there is absolutely no point in travelling if you are not going to experience at least some of what your chosen destination has to offer. So, whatever else you do, try to find that work-life balance wherever you go.
No matter what you do, there is always going to be some stress caused by your chosen path, but this isn’t a totally bad thing because it gives you the opportunity to explore what each destination you visit has to offer in the way of wellness. Spas, Buddhist retreats, geothermal spas – give them all a go and see what works for you. It’ll relieve your stress and give you lots of great new experiences.
Juggling work with travel isn’t always the easiest thing in the world, but it can be very rewarding and it does offer up a unique challenge – it seriously has to be better than spending your days at the same old desk in the same old office – and as long as you plan well and prepare for everything that could happen, there is no reason why you should not have an amazing experience.
Have you had to travel overseas for work? Do you have any funny stories to relate from your business trips?
Ready to start investing some of your hard earned cash but not sure where to start?
Well you could start where everyone starts researching anything nowadays – you can start by googling “where to learn about investment” . Or you could start by reading the post below. Or maybe you found this post by googling that exact search term? Was I spot on?
Finding Places to Learn about Investment
When you search around the web, you can find loads of different websites claiming to offer support in complex fields like investment. Promising to change the way you make money and improve your chances of success, a lot of people get drawn into these systems, and this can be a bit of a shame.
There are resources around the web which won’t give you the information you need. Instead, they will put bad ideas into your head, and this can damage your chances of success.
To help you out with this, this post will be exploring some of the best places around the web to learn about investment.
Blogs are often one of the best places to start with this sort of research.
Giving you the keys to find other places to learn about this side of finances, the right options can steer you well in the right direction.
Websites like Financhill can help you to choose things like the best Japanese ETFs and other stock rankings which will take your spending to the next level. Of course, as a big part of these site’s appeal, they are often written by people not too different to yourself. This can leave a little bit to be desired when it comes to detail, unfortunately, leaving you to build upon what they teach you by yourself.
Since the dawn of the web, the doors have opened for companies selling investments, and this has made it much easier than ever to get your hands on an option which will do well for you.
Companies like Crowdcube are great for this. Not only do they offer loans, but they also have loads of tools to help you to get advice.
Being able to talk to an advisor on a website like this isn’t too different to paying for a proper consultation. Of course, it will be cheaper, while also giving you much faster results, making it a no brainer for anyone unsure about where to put their money.
Forums and Message Boards
Finally, with this last option, it’s time to go back to basics a little bit. In the past, forums and message boards were all the rage, and they haven’t lost their power to teach, even with all of the fancy alternatives out there.
A website like CityWire can give you access to loads of die hard investors who will be willing to support and advise you through the field of investment. To make the very best of this, a lot of people find that they have to ask a lot of questions. There isn’t a limit on most sites, though, and this will give you a chance to contribute as you learn, too.
Hopefully, this post will inspire you to start working harder on the time you put into researching your investments in the future. A lot of people put their money on the first option they find, especially when they are promised near-instant results. Most websites promising this are misleading, though, and this makes it impossible to trust what they tell you.
Hope you clicked on the links above and found the info you were looking for. My big takeaway from this contributed post was “look before you leap”. Take your time doing your research before you invest your money.
Have you ever jumped into an Investment and then wished you hadn’t?
Aah… I love contributed posts like these. Because although I’m not travelling at this stage of my life, I’m a big fan of AND rather than OR. If blogging is a passion and travelling is a passion of yours too, why not combine the two? And they make such a perfect combination because blogging can fund your travels and travelling can fuel your blog (if you’re blogging about your travels of course).
Oh my goodness, I think I’ve just talked myself into starting a travel blog one day (when the travel bug kicks in again).
Since having my son we haven’t travelled much but hey, he’s getting old enough to remember and appreciate trips now. Could be a fabulous idea. Don’t they say travelling is the best education you can give a child?
So. A new goal. When my blogs are making $10,000 a month, we’ll start travelling as a family. And then I’ll come back and read this post again.
How To Stay Organized with Blogging when You Travel
When you want to be able to travel the world, being a blogger can open up so many opportunities for you to do it. Being a blogger is a job that can often be done from anywhere. When you’re a solo entrepreneur and all you need is an internet connection be able to run your business, the world really is your oyster.
But one thing’s for sure, that doesn’t mean that you can dash off on exciting travels and just enjoy yourself whenever you want. Of course, you do often get to make the most of the time and have a lot of fun. But you still have to work.
Because when you have your own business and you’re the only one running it, you can’t just walk away from your work for weeks on end. You’ll find that you just lose business that way!
So, you have to work. But how do you balance the two?
It’s easy to think that this would be easy, but it’s not. When you’re travelling and you’re out of your usual routine, it’s hard to make sure that you can still get everything done and see the place that you’re visiting.
So, to help you here, you need to be organized. When you work for yourself and even work from home as part of that, you know that organization is key. And when you decide to take your passion on the road and fit more into your daily schedule, organization becomes incredibly crucial. So let’s look at how you’re going to do it.
The very first thing you have to do is make sure that you’re always planning ahead. While things may not be set in stone, you have to know what you’ve got coming up when you’re looking to plan a trip.
Think about your upcoming work schedule and what projects you have planned in for the next few weeks or months. Then plan in time that you think you can travel, and ensure that you can complete work to the right deadlines.
Find Suitable Accommodation
Next, you’ll want to get your trip booked. Flights can be fine – just make sure that you choose a time that will help you to be productive either the day before, on the flight, or the next day.
It’s also important to know what you want to do when you’re travelling. Don’t just turn up and hope for the best as this is one way to ensure that you miss out. So do some research and figure out what things you might like to see or do while you’re away.
In the same way, you might want to plan out some content before you go. If you’re a travel blogger, you could already write or half-write a few posts while you’re doing this research. Then you can complete them once you’ve seen the sights for yourself.
Work Out A Rough Itinerary
Then, you’re going to want to pull together a rough itinerary of what your days look like. Take a look at something like https://thetrustedtraveller.com/planning-the-perfect-travel-itinerary/ to help you. It doesn’t have to be concrete, just make sure you know what yours days will look like so you can be sure you’ll balance your travel and work well enough.
Make The Most Of Your Mornings
If you’re wondering exactly how you’re meant to get any work done when you’re travelling, think about using your mornings. If you can, get up super early and enjoy a productive morning of work before you head out for the day to see the area, explore, or do the things you want to do.
But also make sure that you don’t overpack your schedule. Remember that wifi may not be overly strong, or you may not be able to locate it when you need it. So be patient and take your time with work. You’re travelling or on a trip after all, so it’s okay to just go at a slower pace and take it easy.
If you need them, or you have urgent emails coming in or work that needs doing, then knowing you can push back to them often gives you peace of mind.
Have Some Kind Of System
Alongside your itinerary, you’ll want to work in some kind of routine for when you’ll work too. Whether it is those early mornings or even late afternoon before you head out again, it’s handy to have a routine if you can. This will allow you to stay productive and ensure you still get work done.
Allow For Downtime
Above all else, you really will need to make sure that you’re planning in some downtime. Remember, you’re travelling.
If you’re on a particularly short trip, you will want to make the most of it. Don’t overpack your schedule.
This is why pre-planning and trying to do as much as you can before you leave – particularly when we’re talking about getting ahead with campaigns and scheduling.
This way, you won’t feel stressed out, you’ll stay organized, and you’ll have that perfect balance while you travel.
Are you already out there, travelling and blogging? Are you doing it on your own or with your family?
I absolutely love reading stories of family travel bloggers. So inspiring!!
Feel free to drop some travel and blog tips and a link to your travel blog below.
Have you ever dreamed of travelling the world? Here are a few incredible careers that enable you to sail the seven seas, adventuring, exploring, discovering new cultures while padding your wallet rather than emptying it. Bon Voyage!
Awesome Jobs You Can Do While Travelling the World
Everyone has the desire to travel the world, but not many people go out there and achieve that dream. If you want to do everything you can to really make the most out of the time that you have or if you want to do something that you have always wanted to do then you have to make sure that your finances are in order first.
The problem is that this can be very difficult, and it may even be impossible for you to do with the time frame that you have. One thing that you can do to try and get around this is find a job that you can do while travelling.
When you do this, you can easily make the money that you need and you can also take the time that you need to enjoy yourself without breaking the bank.
Being a freelance writer is quite possibly one of the best jobs that you can do when you travel the world. If you have experience as a banker then you can easily submit articles to various websites that relate to this.
You can also submit articles to various financial magazines as well. This is just one example of how you can use your past experience to your advantage and when you become experienced at writing, you can then begin to charge a much higher price for your work.
You can also write for other, more complicated topics as well, which will really help your career take off.
If you have a teaching degree or if you have a master’s in some kind of educational institution then you really are able to travel the world and make your own money.
Certain countries are always on the lookout for people who have these kind of qualifications and countries such as China, Thailand and even Korea are ideal options here.
America is also another country that is always looking for qualified teachers and most of the time, you can walk into a job with ease if you have the right education.
The problem here is that the visas for some countries, including America are very strict and you may find it very hard to meet all of the requirements.
For this reason, getting a job in these countries may be harder than you’d like to think so it’s super important that you do all of your research here so that you can go on to get the best result out of your trip.
If you want to be a travel nurse then there are plenty of ways that you can do this. One thing that you can do is be registered in a certain speciality. You can also work as a dialysis nurse or even as a practitioner.
If you have worked in the past as a physical therapist then this is another fantastic option and you would be surprised at how easy it is for you to really get the best result out of your experience.
The pay is great and you can do long or short-term assignments as well. In a lot of cases, your house will be provided and this is ideal. Of course, if you want to find your own property then it is also very easy for you to go through a property agent.
Travel agents often act as middlemen between travellers and hotels or even tourism boards.
A lot of travel agents are required to have first-hand knowledge of the package they are trying to sell so it is very helpful for you to have visited the country in question before.
You may also want to have experience in educational or college experience as this will make your resume way more appealing.
Of course, if you want to really step things up to that next level then one thing that you can do is travel the world and apply for jobs in the country that you are in at the moment.
With every country that you visit, you are increasing your resume and adding to your experience, and this will make you that bit more appealing as you make your way through your new adventure.
If you don’t feel as though your home is where you are right now then travelling really can make the whole thing much easier for you. If you want to travel but get a fun job while you are out there then it is more than possible for you to work as a tour guide.
This is brilliant if you have a lot of experience in a single country and it is also ideal if you have visited a country in the past that just “spoke” to you.
For example, if you know a lot about a country, the music that is there or even the culture then a tour guide is a great option and it is incredible to think that you can earn money while sharing the passion that you have with other people.
One option if you want to be a tour guide is to try and find out as much information about the area as you can. You don’t even have to have visited the area before and this is a great option if you are worried about not having enough experience.
You also need to make sure that you are very fluent in the other language as well. Speaking English as well is a great advantage and there is a high chance that your clients will speak it as well. Of course, if you are concerned because you don’t have the time to learn a new language then you may be able to pick it up when you are there, but it will be much harder for you to provide your customers with a fantastic experience.
Have you always wanted to be a sailor? That’s great but did you know that there are so many ways for you to travel the world while making money from it?
A lot of people out there need help maintaining their boats and there are so many yacht clubs out there that need a helping hand from time to time. This is a fantastic way for you to sail across the world.
If you don’t know how to sail a boat but you do like the idea of being able to get out there and see the world then you may be able to work on a cruise ship.
If you have experience as a sound technician or if you have experience working as a production manager then you really won’t have any problems at all in going on a cruise ship to work.
After all, these cruise ships are often full of entertainment and they usually need someone who is able to manage all of this for them. If you have experience working as a technician then this is ideal, and these jobs are often in very high demand. If you want, you can even get some experience as a casino dealer, a chef, a line cook or even as a masseuse.
Cruise ships focus on providing an all-around experience to the people who travel with them and if you want to get a job there then it really isn’t hard if you have a profession.
Other professions that you can easily integrate into your cruise ship line of work include a hotel manager, diving instructors, clean-up crews, musicians, childcare professionals, dancers and even comedians.
Someone who works as an au pair is a nanny or even a babysitter who is required to do some light housework.
The positives of this include the fact that the families that you will work for tend to be wealthy and they may even need you to go on vacation with them so that they can have some time away from the kids.
You may also get to experience gourmet meals, the chance to see the world in a completely different light and even a way to get out there and explore what is around you.
You would be surprised at how easy it is for you to get a job as an au pair and the best thing about it is that you can easily move between families and you can do this anywhere in the world as well.
All you have to do is make sure that you have experience in speaking that language so that you can communicate with the kids properly.
This one really does require some advanced planning but the whole thing can pay off with ease. The first thing that you need to do is make sure that you have a background in physics.
You also need to make sure that you have experience in studying math and even a master’s degree as well. When you are a geologist, however, you may find yourself jumping from one exotic location to another and this can easily provide you with one of the best experiences in the world. Nothing will be able to compare to this.
Have you got the travel bug? Bags packed and ready to go? Why not apply for that travelling job you’ve always wanted?
Have you ever had to travel for work? I once had a job that involved a lot of travel, both locally and overseas.
I was the South African Head of Network Marketing for a company which was also based in the UK, Argentina, Brazil and Nigeria. The first year we met with the other Company Heads in Buenos Aires, Argentina and the second year we met at one of the Leading Hotels in the World, in Guaruja, Brazil. These trips were awesome and eye-opening.
We also arranged an Incentive Trip to Buenos Aires for our Top South African leaders in the Network. This trip was more touristy so I got to learn about Argentina’s fascinating History and Culture, visit a ranch and attend a Tango Show (wow!). Watching street dancers perform the Argentine Tango was also a major highlight and awoke in me a love of Latin American dancing.
Now just to convince my hubby to learn Tango and Salsa with me. Maybe a romantic trip to Buenos Aires will do the trick? I could always entice him there with Argentina’s organic beef which is out-of-this-world delicious, especially pared with their Organic Malbec. Oh my goodness, and Argentina also has stunning leather goods at excellent prices.
If you have the chance to travel for work, I’d highly recommend it. More great benefits in the contributed post below.
Travelling For Work: How It Can Change Your Life
Travel really does broaden the mind. It is a phrase which is said a lot, but it is said for a good reason. Travelling for fun or for our careercan be the best decision we make in our lifetime, and there are many reasons why.
Better decision making
When you make the decision to pack up your things and move away for work or pleasure, you are making a huge step in finding your own sense of confidence in the world. Once you are away from the comfort and security of your old life you will begin to realise how much your are truly capable of on your own. Your natural instincts will kick in, and as a person you will become a much better decision maker, and a much more confident individual.
We all know that travelling can give us a great deal of positive experiences, and none can be more valuable than the widen sense of perspective we gain in life.
We live in a bubble at home. We go to work, see the same people, do the same things, come home and eat, and sleep. We rarely get to be truly away from this life and it can make us become narrow minded.
When you take the leap and follow life elsewhere you begin to see a different way of life. There are countries who learn Effortless English to fit in with the western world, ones which have no tall skyscrapers or computers, and ones which focus on the simple things in life.
Once you see these first hand you will realise how much more there is to life. It will change your view, make you feel more positive and give you something to strive for.
As soon as you step foot in a foreign land, you will have to fend for yourself and communicate with people who may not even speak your language. But don’t fret, it can be a brilliant way to build your communication skills and to get better at public speaking.
Having to describe yourself to people who don’t understand you will allow you to hone your communication skills and get better at talking to strangers. You may even be lucky enough to learn part of a foreign language during your time living in another country, which is a great addition to your CV when you come home!
One of the main benefits of moving away for your business life is the fact that you will be opened up to many different cultures and religions who are different to your own.
There are many countries out there who put family before career. In Australia they have shorter hours in order for people to spend time with their families in the evenings. It is important for us to be exposed to new things because it can change our view, and you may even find that you love the lifestyle here so much that you don’t want to leave.
Over to You
Have you ever travelled for work? What were your highlights?
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