5 Tips To Get Your Business Out Of Debt

Get Your Business Out Of Debt laurenkinghorn.com

Get Your Business Out Of Debt laurenkinghorn.commmm

Get Your Business Out Of Debt

I was extremely frugal when I started my blogging business.   

Wherever possible I opted for free over paid blogging tools (e.g. Mailchimp, Canva, Sumo).

I earned a little bit of cash monthly from my networking business and that covered my initial monthly fees at Wealthy Affiliate (where I got almost the tools and training I needed to start my blogs).   

When that income source dried up, my husband kindly paid for a year at WA on their Annual Black Friday Special. His only proviso was that my blogs must pay for themselves within a year. Thankfully, I managed to build my income just in the nick in the time.

So, fortunately, I have no business debt (unless my husband ever asks for his $299 back).  He he.

I was happy to see this tip included (Tip 4: Borrowing from Loved One’s) in the excellent contributed post below.

5 Tips To Get Your Business Out Of Debt

Featured Image Source

Every so often, businesses need to borrow money to get things done.

Perhaps they need to order new stock, cover general expenses, or something else, but whatever the reason, debt is incredibly common, even for some of the most successful businesses.

Unfortunately, as everyone knows, while debt can be incredibly helpful, it can also be incredibly dangerous. It’s easy to borrow a little too much, and by the time you realise what you’ve done, you don’t have the cash available to make payments, and the debt spirals.

When this happens, it can be difficult to see a way out, but there are some things that you can do to help your business.

Here are some tips for you to follow.

1. Chase Up Customers

Some businesses get paid as soon as their customers are provided with their goods or service, but others have to wait a while before seeing any money. If your business is the latter, and you have to submit an invoice and wait a while before getting paid, then it might be time to start calling up customers.

Of course, not all of them are going to want to pay you early, but a few may be feeling generous and will sympathise with your situation.


2. Sell Off Assets

As a small business, you are unlikely to have many assets to sell, but I’m sure that there are at least a couple of things that you can get some cash from.

This could be anything from inventory, to computer equipment, to vehicles, or even a building.

Just be sure that you don’t need what you’re selling, and that you are benefiting more from selling them than you are from keeping them.

3. Raise Extra Cash

To pay off debt, you need some more money, and if the options above don’t work, then there are other ways that your business can raise some extra cash.

A limited-time sale, for example, can bring in a lot of customers, all of whom will be providing you with cash.

Of course, if you are going to do this, you need to be sure that you’re earning more money than you’re losing because giving things away isn’t going to help.


4. Borrow From Loved Ones

Borrowing money to pay off debts is usually not a very good idea, but a loan from a loved one could be an exception.

You often don’t have to pay interest, which is perfect if you’re currently paying a huge sum, and you usually aren’t hassled every five minutes for payments.

However, this could put a strain on your relationship, so make sure to think it through properly, and do everything professionally by writing out a contract.

5. Debt Consolidation

If you have several smaller debts, all of which are high in interest, then it makes a lot of sense to consider consolidating your debt, using a company like Debtconsolidation.co.

Although you’re technically not paying off your debt with this method, you should end up paying a lot less interest, so you will be able to pay off your debt a lot quicker and easier than you would have before.

Debt can put a huge strain on your business, so if you can’t find a way out of it yourself, it’s always sensible to speak to a financial advisor.

Do you have any debt in your small business? What measures have you had to take to avoid or get out of debt?

Your Blogging MOT

Assess Blog Performance - Your Blogging MOT - laurenkinghorn.com

Assess Blog Performance laurenkinghorn.com

Assess Blog Performance

Every 6 weeks or so I take a day or two to have a close look at my Google Analytics Stats and Sitespeed. 

I realise I should probably be analysing my stats a lot more often than that and making a more concerted effort to understand the results better. 

Carving out time for this is a challenge so this is definitely something I would consider outsourcing. I don’t need help just with analysing but also would be awesome to find a company who could fix the problems they find.  

If I had oodles of spare time in my heart of hearts I know my sites could do with a full revamp, from Theme to images…. Well,  all the criteria in the contributed post below.  

Your Blogging MOT

If you were, or still are, an employee, you’ll have regular appraisals to set goals and assess your work performance. If you own your own business, you’ll sit down and look at your business plans and financial forecasts to make sure you are still on track and performing well. Do you do the same for your blog? Whether you are a hobby blogger, or you make money from it and treat it like a business, it’s a good idea to give your blog a regular MOT.

Sit down and take a good look at it. Assess how it’s doing, look at any targets you’ve set yourself and look at any changes you need to make to get there. Here are some things to look at.


Your blog’s design will be the first thing that your viewers notice, so it’s also the first thing that you need to take a look at. Your design should be clean and easy to read, while still standing out from the crowd. You should also make sure you are using your branding across all social media platforms and on your business cards and emails.


SEO is something that many of us learn over time. Few people go into blogging with an in-depth knowledge of SEO, and even if you did, there is a good chance that it’s changed a lot in the time your blog has been around. So, while your newer posts might have amazing SEO, the older ones might not. Take a look at some and see. If they need a little refreshing, take the time to do it, it could well be worth it.


Our photography is another thing that often improves over time. But, it’s something that’s easy to change. Take a look at your posts, both old and new. Be honest, do your photographs stand out? Are their enough? Do they work well within the text? And are they high quality? If not, take some new ones or find a stock photo site.


Do you regularly check that all of your links work? Most of us don’t. During your blogging MOT, check that none of your links are broken and that your social media and sharing links all work well. It’s also a good idea to go through some of your more popular posts and add related links, and some affiliate links to increase your income.


It’s no good having the most amazing blog in the world if no one can find it. Spending some time on your SEO will help a lot, but you should also take some time to look at your digital marketing strategies. Are you using social media as much as you can, and in the right way? Do you know where your ideal readers are? And are you speaking to them online whenever you can? If marketing isn’t your passion, get in touch with a digital marketing agency who can help.

The blogging world changes all of the time. So, try to perform a blogging MOT at least once a year. If it’s easier buddy up with another blogger to critique each other’s sites before setting goals and starting to make changes.

Image Source

Awesome advice! I will do my best to follow it to the letter. Just as soon as I catch my breath. 

How are you doing? Are you super organised and doing regular performance assessments on your blog? 

5 Ways To Grow Your Business While Achieving Work Life Balance

How to Balance Work and Home Life laurenkinghorn.com

How to Balance Work and Home Life laurenkinghorn.com

Ooh, this is always a tricky one. Balancing work and home life seems to be a constant tug-of-war. So yes, perhaps it’s time to admit I need all the help I can get. And help is at hand, in the form of the contributed post below. 

5 Ways To Grow Your Business While Achieving Work Life Balance

Do you ever find yourself struggling to keep your work and homelife flowing smoothly alongside each other?

As a mother, it can be incredibly stressful trying to be the best parent you can be, while also ensuring that you’re also the best business woman you can be.

It’s a balance that we all strive for and ensuring that you take care of the following can hugely increase your chances of success in both aspects of your daily life.

1. Invest in the best tech

While all Mumtrepreneurs want to keep down their overhead costs so that they don’t hemorrhage their money into their business, there is such a thing as false economy.

Scrimping on technology costs may seem efficient at first but it can lead to everyday stresses such as not having the adequate devices to plan your schedules properly or having access to apps/programmes that you need.

A big worry for mothers and business women today is that they find themselves juggling a lot of responsibilities. Investing in good technology can remedy this by making it easier to do tasks from planning a meeting to planning a family holiday.

These devices and technology can include business-aimed group chat apps such as Slack which make it much easier to keep up with colleagues. And it doesn’t even cost a penny.

2. Embrace Co-branding

An efficient way to balance your work and home life is to rely on well-established businesses to help you handle bigger projects.

Businesswomen generally have a long list of things to do, day-in-day-out. This leaves important family events such as planning your child’s birthday a very big task that takes up a lot of time that you simply don’t have.

Mixing business with pleasure can be a good thing if you co-brand with businesses that can be beneficial for you. If you want to have your children’s birthday party at a local venue like Kidz Discovery centre, for example, contact them first to see how you can help each other in a professional capacity. Et voila! A useful vendor becomes a business contact.

3. Know your finance options

Any good mother and businesswoman knows that keeping track of your finances is crucial to keeping a healthy balance in life.  Striving to keep your home and family well kept and happy can seem daunting when taking into consideration the costs of general living.

A fast and efficient solution is to consider micro-loans that are short-term and easy to pay back. Unlike larger and more intimidating loans, micro-loans are generally fixed interest and are more suitable for a busy lifestyle. Loans like these can be a useful tool for when you need a little financial boost, without the long-term arrangement and high interest rates.

4. Keep on top of social media

Social media is not only a great resource for parents, it’s a necessary business tool, so combining these uses can save the time and effort to help you restore your work-life balance.

Every Mumtrepreneur comes across invaluable resources every day in her personal social media interactions but she rarely capitalises on them. These may come in the form of fellow parents that you speak to often, helpful blogs and people you follow online, or familiar brands that may be open to co-branding opportunities.

You’d be astonished how many brands would be willing to help you out with some freebies in return for some promotion on your blog.

Combine your personal and social media interactions and you’ll grow your business without expending much effort at all.

5. Hire Help

When all else fails, it may be time to consider hiring a Virtual Assistant or outsourcing some your work.

Alternatively, you could look at how much time housework is taking out of your work schedule. Hiring a housekeeper may provide just the relief you need.

Image by Pexels

How do you keep your work and home life in balance? 

Introducing My New Virtual Assistant

What Does Virtual Assistant Do laurenkinghorn.com

What Does Virtual Assistant Do - Introducing My New Virtual Assistant laurenkinghorn,com

What Does Virtual Assistant Do?

A Virtual Assistant could do any myriad of things.  These are generally all online tasks such as Digital Marketing or Social Media Marketing.

Essentially, a Virtual Assistant is a Personal Assistant working online or remotely. So your VA could be your PA in another country or State.

Or… she could be like my VA, just working from home like I do, but not from my home – from her own, in the same town, helping me build my blogging business.

Introducing My New Virtual Assistant

Introducing my New Virtual Assistant - Jill Alexa du Preez laurenkinghorn.com

I am paying my Mom in Spa Treatments (for now).

My Beautiful Mom, Jill Alexa du Preez, aka Gorgeous Granny joined me last week as my Virtual Assistant.

With this change my blogging business is moving from:

  • A one-woman-band to a two-women band.
  • From work-at-home Mom to a mother-and-daughter team
  • From Solo Mompreneur to Mompreneur-Granpreneur Duo
  • From Sole Proprietor to Small Family Business

I am no longer in this alone. And it feels grrreat!  Bring on 2018.

Why I Reached Out for Help

I try to work mornings only when my four-year-old is at School and this was becoming increasingly difficult.

Once I started getting in regular work (Paid Guest Posting), I was thrilled to be finally earning but it presented a few challenges:

  • Posts often arrive in my inbox, in the afternoon or evening when I like to be focusing on my little one.
  • I am very particular about how I publish paid posts and so they take me longer than required.
  • This left me with less and less time for other important tasks, such as:
  • completing my online courses
  • writing my own blog posts
  • social media posting and engagement
  • giving and receiving site comments

The result: Many more posts up on my site but not seeing much of an increase in traffic.

So I realised I needed someone who can attend to the tasks that will help me grow my audience.

Having help will also free me up to do 3 important things that I haven’t found time for yet:

These are on my radar for 2018:

  1. Become a Super Affiliate ( Complete Wealthy Affiliate’s Super Affiliate Challenge)
  2. Create my own ebooks and training courses
  3. Learn how to do podcasts and webinars

Why My Mom is the Perfect Candidate

  • I trust her (with my life).  Here’s a shining example of this.  As I started training my Mom, I actioned my cellphone upgrade and received a new handset. I promptly handed her my old handset which is already logged into all my website, email and social media accounts.  This gives her instant and full access to everything she needs to do her job. Who would you be comfortable entrusting this to?
  • My Mom is the most creative person I know.  This isn’t the only new creative challenge she’s taking on at the moment. She is also learning to paint in watercolours right now.  Have a look at her interesting Pinterest account.
  • My Mom knows me really well.
  • My Mom is my biggest fan and my biggest supporter.
  • My Mom wants my blogs to succeed as much as I do. She has always taken an active interest in all my endeavours.
  • My Mom has never been afraid of hard work. She is both willing and able to put in the hours. And, at the moment, she has a few more hours a day available than I do as she has no other commitments.  She suddenly finds herself free (with my Dad in Frail Care) and with empty nest syndrome at the age of 73.
  • My Mom loves to learn new skills.
  • My Mom has had a number of her own small businesses in her lifetime. She is an Entrepreneur and has an Entrepreneurial mindset. She brings her life experience to the party.
  • My Mom is excited about this new challenge!

What Does My Virtual Assistant Do?

The idea is that my Mom will do anything and everything to grow my presence on the net.

She has started on Project Instagram.

When I started out on Instagram I built my Inspiring Mompreneurs account to 1000 followers in 20 Days.

However, it took a huge amount of time and engagement to grow that fast. Since then growth has slowed down somewhat.  I just couldn’t keep up the pace (without other aspects of my blog suffering).

Plus I joined Twitter and Facebook since then and had to get to work on growing those accounts too.

And so 11 months down the line when you’d expect me to have 11,000+ followers, I haven’t even gained another 1000 followers yet.

I have always been loath to go the automated route, as I like my social media engagement to be personal.

I was on 1710 followers when my Mom started personally engaging with the accounts I follow.  In a couple of days, she has increased this number to 1731 and I’m seeing a lot more engagement on my posts too. Woohoo!

I can’t tell you how amazing it feels to have someone helping me who cares about the growth of my blogs as much as I do.

Instagram Inspiring Mompreneurs January 2018

Each week my Mom will be learning and growing a new aspect of my business.

This week she will be focusing on Site Comments (when she is not engaging on Instagram).

Where to Reach My Virtual Assistant

You can find my VA hanging out on:

Please join me in welcoming my Mom to my business.

How I Grew My Blog Income by 600% in 6 Months

Make Money with an Online Blog - How I Grew My Blog Income by 600% - laurenkinghorn.com

Make Money with an Online Blog - How I Grew My Blog Income by 600% - laurenkinghorn.com

Make Money with an Online Blog

Are you ready to make money with your online blog?

In this post, I’ll share my second Blogging Income Report and explain exactly how increased my blog earning by over 600% in the last 6 months.

Affiliate Disclaimer: I get commissions for purchases made through links in this post.

You may recall in my first Blogging Income Report I also shared Income Reports of 7 Top Mom Bloggers. This time I’ll only be sharing one Income Report other than mine. Because it’s one I’ve been as eager to read as I am to read my own numbers.

It’s the Annual Wrap Up posted by Michelle Schroeder-Gardner of  makingsenseofcents.com

In 2016, Michelle earned just shy of a Million Dollars and so I have been reading her monthly income reports all year with great interest.  I knew she would earn in excess of $1 Million this year… and, of course, she did.

Here’s Michelle Schroeder-Gardner’s Annual Wrap Up for 2017:

I Made $1,536,732 In 2017 – My December Online Income Report and Annual Wrap Up 

Michelle’s Income Timeline has been particularly inspiring:

  • In 2011, Michelle started blogging as a side hustle
  • In August 2011, she launched Making Sense of Cents
  • In February 2012 (6 months later), she made her first $100
  • In 2013, Year 3, her business income totalled $116,519.
  • In 2014, Year 4, it totalled $163,929.
  • In 2015, Year 5, she made $320,888.
  • In 2016, Year 6, she I made $979,321.
  • In 2017, Year 7, she earned $1,536,732
  • In 2018, Year 8, her goal is to earn $2,000,000

About half Michelle’s income comes from Affiliate Marketing and about another 35% comes from selling her own course,  Making Sense of Affiliate Marketing, which is why I’m super keen to do her course.

I set a goal to purchase Michelle’s course once I have completed Affiliate Bootcamp at Wealthy Affiliate.

I have noticed that massive incomes are being made online by Affiliate Marketers and I am a firm believer that, in time, Affiliate Marketing will become one of my main sources of income too.

My main source of income this year has been people paying to guest post on my site – and I highly recommend this to any blogger who has taken the time to build their site to a Domain Authority of at least 10. (If you don’t know your sites Domain Authority, go to moz.com and download their free toolbar).

It can take a bit longer to start seeing Affiliate sales, but once they start coming in, you’re set.

The way I see it, there are 3 Distinct Benefits of Affiliate Marketing over Paid Guest Posts and they are all to do with time versus money.  

  • You don’t get paid by the hour, you get paid when visitors buy what you are promoting in your post
  • You can do the work once (write one blog post or create one video) and be paid over and over
  • You can make money in your sleep (your website never sleeps)

Now, I know that having advertisements on your site has the same benefits, but I’ve noticed income from Advertising is generally lower (unless you have huge traffic you’re earning practically nothing from Advertising) and I decided I just don’t like having Ads on my site.

Too distracting. Too busy. Too annoying.

I figure If Top Bloggers like Michelle Schroeder-Gardner, Sarah Titus and Melyssa Griffin can earn 6 or 7 Figures with zero Advertising Income, so can I.

2018 – My Year to Crack Affiliate Marketing?

All signs this month seem to be pointing towards me going flat-out with Affiliate Marketing this year.

Sign 1:  Affiliate Marketing Secrets

Affiliate Marketing Secrets

First-off, I got featured in a book by Adam Houge on Top Affiliate Marketers, called Affiliate Marketing Secrets.

The ebook launched on 15 January (my interview is on pg. 105) and guess who’s featured on Page 25?

Yup!  You guessed it – Michelle Schroeder-Gardner.

Soooo excited to be featured alongside so many Affiliate Marketing Superstars. I also blogged about this one Inspiring Mompreneurs on the Day of the Launch.

By the way, the ebook is still available FREE of charge.  This offer is time sensitive.

Get Affiliate Marketing Secrets Free here. 

Sign 2 – The Work at Home Summit

I’m subscribed to Michelle’s email newsletter and on 20th January, she sent me details of the Work at Home Summit.

This is a Free Online Event that runs from Monday, January 29th to Saturday, February 3rd 2018.

And Michelle Schroeder-Gardner is one of the Speakers at the event.

So I jumped at the chance to become an Affiliate of this event as I can’t become an Affiliate of Making Sense of Affiliate Marketing until I’ve bought and done the course myself. Can’t wait!

This way I get to learn from and work alongside not only my Blogging Hero, Michelle Schroeder-Gardner, but also other Top Bloggers I follow, like Selena Soo, Rosemary Groner of the BusyBudgeter.com, Julie Stoian of CreateYourLaptopLife.com and Emma Bates of KidsCashandChaos.com.

How do you earn Affiliate Commission from a Free Event?

During the Event, we will all have the opportunity to join The Work-At-Home School and this is where Affiliate sales can be generated.

Affiliates can earn 40% Commission on each Sale. The Work-at-Home School offers packages to suit all pockets.

Work at Home Summit

Get Your Free Ticket to the Work-at-Home Summit here.


Join the Work-at-Home School Affiliate Program Here.

Sign 3 – Super Affiliate Challenge

The second sign was when Kyle, co-Founder of Wealthy Affiliate launched his Super Affiliate Challenge.

The Challenge is a rigorous pilot program to build an elite group of Wealthy Affiliate members, hand-picked by Kyle to become Authority Affiliate Marketers by the end of the year.

To be chosen you had to apply first.

I applied (along with 800+ other members) and on 24th January I found out I was accepted (as did about 100 other members).

Become a Super Affiliate. Join Wealthy Affiliate Today.

Our first task is to complete Affiliate Bootcamp Phase 1.

Hey… why don’t you join me? 

Did you know that at Wealthy Affiliate, the first Phase of Bootcamp is completely free?  Along with 2 free websites, access to over a million stunning free images as well as free access to Jaaxy, the most brilliant Keyword and site ranking tool on the market.

Click here to Join Wealthy Affiliate free

And, Finally onto…

How I Grew My Blog Income by 600% in 6 Months

Let’s break it down a bit further.  If you recall, my first Blogging Income Report was based on the first 6 months of 2017.

Do Bloggers Earn Income Blogging

  • In the first 6 months of 2017, I earned $ 214.16
  • In the second half of 2017, I earned $ 1,313.32 (Just over 6 times the amount)

Here’s a Month by Month Account so you can see my Income Timeline clearly:

Lauren Kinghorn Blog Income by Month 1

Lauren Kinghorn Blog Income By Month 2

GRAND TOTAL YEAR 2  = $1,527.48

Are your ready to make money with your online blog? Read more at laurenkinghorn.com #makemoneywithanonlineblog #affiliatemarketing #bloggerincomereports #workathomesummit #affiliatemarketingsecrets Affiliate Disclaimer: I get commissions for purchases made through links in this post.As you can see, my Top Earning Month for the Year was November, when I earned $ 625.

Business was booming, I finally felt my blogs were taking off! And I was EXCITED!!

I was certain I’d hit the $1,000 mark in December… but alas, business slowed in December.

So I set my sights on having my first $1000 month in January but this month has also been a bit on the slow-side.

I’m at $ 587 so far for the month with just a few days to go.  Eek!

Still… $600+ a month is nothing to sneeze at, considering where I was just a few short months ago.

Which was basically nowhere –  not able to cover my own expenses or assist with my family’s expenses.

What this Means To Me

  • Since December I have been able to cover my own debit orders.
  • Which means I don’t have to ask my husband to deposit some of his salary into my account each month.
  • I was also able to cover my Wealthy Affiliate Expenses for the upcoming year.
  • I was able to buy a nice Christmas present for my hubby.
  • I was able to treat my Mom to a delicious Spa Day in January (I went along too, my hubby’s Christmas present to me).
  • I was able to cover the annual bonus for the lady who cleans our house once a week.
  • I have been able to pay for some of my own coffee dates and playdates for my son.
  • I was able to pay for my son’s Holiday Club in the December/January holidays.
  • I was able to pay for my son’s Pre Primary School T-Shirts.

So… where did the money come from?

The short answer, almost all the money came from Paid Guest Posts or Contributed Posts.

Remember, I started offering this as a Gig on Fiverr in January?

Well, once I had a good few Guest Posts up on my sites, I started getting emails from people asking to Guest Post.

And so I decided to add a Shop to my site where I offer this as a Service.

This was still ad-hoc income, until mid-November, when I was referred to a company who sends Contributed Posts to Bloggers and they started sending me an average of 1 post a day.

A post a day keeps the bill collectors away.  🙂

The Benefit of Allowing Paid Guest Posts:

  • It’s a quick way of adding new quality content to my site
  • Most of the content is written specifically for my site by professional content writers
  • Most content I’ve received is high quality, well-written with very few grammatical or spelling errors
  • Images are usually supplied by the client
  • Some clients even add internal links into their content
  • Many clients don’t require social media sharing (they are simply paying for their backlink within the text)

How I use Paid Guest Posts to Build My Site:

  • I choose one Keyword per post and use that as the Permalink and somewhere in the first paragraph
  • I write an opening and closing paragraph – to maintain my voice throughout my site
  • I reformat each post to improve readability (shorter paragraphs, bullet points etc.)
  • I correct spelling and grammar where needed
  • I format images in keeping with other images on my site
  • I add another internal link if I remember a post that ties in well to the new content

Detailed Breakdown of Blog Income

For those interested in Stats, here are a few more for you.

Here’s the breakdown of blog earnings from July to December  2017.

Again, I’ll go in order of Highest to Lowest Income:

Lauren Kinghorn Blog Income 2017I firmly believe that in the coming year Affiliate Commission will overtake Paid Post Income for me.

And I also plan to focus on creating my own Products and Training Courses this year.

They say that when you start a new business:

  • You lose money in the first year – Check
  • You break even in your second year – Check
  • You make money in your third year – Woohoo! Bring it on!

I am very happy with the results of my second year of blogging. I broke even and I made a few bucks.

I hope this post has given you a good idea of how you can make money from your online blog.

If you have any questions or if you have your own blogging story to share, please leave me a comment below.

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Jump Starting Your Business

How to jumpstart your business laurenkinghorn.com

How to jumpstart your business laurenkinghorn.com

How to Jumpstart Your Business

Ooh, this is such an awesome contributed post to land on my desk, err, in my inbox this morning.   I think I may have just got the jumpstart I’ve been waiting for in my business.  I just got featured in an eBook, “Affiliate Marketing Secrets” (seen to the right).  This may be just the thing to launch me as a Pro Affiliate Marketer. 

On with the contributed post…

Jump Starting Your Business

Sometimes it is just really hard to get a business off the ground for one reason or another. It might be that the ideas don’t flow, you haven’t got the money, or you just really don’t know what you’re doing and what it takes to become successful.

If you’re just starting up your own business, then you’re completely new to everything, which makes things even scarier, doesn’t it?

But, jump-starting your business really isn’t that hard if you know what to do, and we’ve put together some tips that should help you with the process of it all. Read on to find out more.

The Money

The money can be a really stressful thing for some people. You might have the idea sitting waiting to go, but the money is just holding you back.

The main thing you shouldn’t do is jump into business if you don’t feel financially stable. A lot of people have to get a loan to get their idea off the ground, which isn’t necessarily a bad thing.

Starting a business does cost a hell of a lot of money, not just the initial start off, but as you go along the way as well. If you know you’re lacking the money to get your idea  off the ground, visit this site.

But if you are going to borrow money, only borrow it if you know you’re going to be able to pay it back, even if the business venture doesn’t work.

You also need to be pretty thrifty in the beginning. Each penny you have and each penny you make needs to be put to good use. It should always be invested back into the business, or be used to pay off the money you borrowed in the first place.

The Idea

Your idea plays a big part in whether you can actually jump start your business.

In this world, well, in this business world, it is pretty hard to be unique. There’s already pretty much everything been invented in terms of technology or clothes etc. So you need to do something that is going to stand out from the crowd. Something that is going to draw your customers in.

Make sure you’re putting your own twist on things and at the very least, doing better than your competitors. This could be better in terms of quality of the product, price etc.

The Competition

Now we need to talk about beating your competition in the long run. Once you’ve managed to jump start your business, you’re going to need to figure out a way to stay head of the game.

One of the main ways of doing this is through marketing and actually getting your ideas out there. The next is always making sure you’re beating them in terms of customer satisfaction.

You should always welcome feedback, and you should always be looking at the criticism of your competitors. What they’re doing wrong you should always be trying to build on. Beating your competitors is one of the most rewarding things you’ll do.

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If you’re looking to jumpstart your business, you may be interested in some promotion. Self-promotion doesn’t always cut it.  Sometimes you need someone else to promote you. That’s my forte.  

And exactly what I do when I interview Mom Entrepreneurs, Mom Bloggers and Mom Inventors on Inspiring Mompreneurs. 

Alternatively, a guest post may give you just the exposure you need.  Take a look at my shop and you can pick an option that suits your pocket.

Now Is The Time For Your Business!

Starting Small Business Tips laurenkinghorn.com

Starting Small Business Tips

Have been dreaming and scheming forever and day about having your own business?  

I’ve been employed and self-employed and though I admit it’s nice to enjoy the comfort of a salaried position, I am happiest when I have my own business. That’s when I’m most in my creative flow, when the hours just seem to disappear. I look up and I’ve been working for 4 hours.  On my dream. And enjoying every second of it.

There’s something so satisfying about writing your own cheque every month, even if it takes a good few months to see any income at all. And the best part is, there’s no limit to what you can earn in your own business. Once a small business takes off, it’s just about scaling up.

But here’s the thing, if you never start, you’ll never get to see your business flourish.  

You don’t have to give up your day job just yet. You could start part-time with a side hustle and take it one step at a time, build at your own pace.  

So… Are you ready to take 2018 by storm?

Then you’ll appreciate the startup advice and tips in this contributed post.

Now Is The Time For Your Business!

Business can be tricky, there’s no doubt about that, but the world loves young and new entrepreneurs!

If you’re working on your startup plans, maybe it’s time to throw the timescale out of the window and be a little more flexible. Of course, you’re going to need to make sure your plan is adaptable, but that’s easily done if you know what you’re doing.

If you have an idea and you’ve been stalling for a while now, it’s time to take the brakes off. If you need more convincing, here are a few reasons why…

You’ve Been Working Hard

If you have a business plan in the works, and you’ve got the funds ready for a big change, it’s time to follow through on these startup plans. You know how many hours you’ve put into scrimping and saving, and socking away as much money as you can for your time. You’ve been constantly on overtime at work and endless investment opportunities, and now you’re exhausted by your efforts.

If so, it’s time to set up and reap everything back on your time. You’ve got a lot to work with and endless possibilities in front of you; office space, online opportunities, and plenty of talent for you to look into.

Christmas is Over

And this means you won’t turn into a flash sale! So Christmas is a good holiday for personal reasons, but when it comes to business, it can be bad. People spend in a fury right at the end of the year, and no other time during shop operations are these kinds of profit made. So, instead of closing down and turning into a seasonal store, if Christmas was spread out across the year, everyone would find success!

So now is the time to get a stable startup running, as people are more likely to buy with their heads rather than the money they believe they need to spend. Plus, you get a whole year to prepare for the huge amount of work you’ll have to do at the end of it.

There are More Financing Options

Even with the amount of hard work you can put into your startup efforts, there’s sometimes still a bit of deficit for you to try and work over. The constant turnover of the economy means there’s inflation and deflation all over the world and on your own, you can’t control the market. Yet, no longer do you have to contact your bank and get turned down based on your personal credit; this is often the most important requirement when it comes to obtaining a business loan, but now you can go online!

Sites like that of smallbusinessloans.co are so important to our current economy, as more and more money is going into the business ecosystem because of what they’re lending, meaning banks no longer have a monopoly on this end.

It’s time for you and your business! Write up your final draft of your business plan, and be adaptable with your plan; anything could happen!

Image Credit: Pexels

Are you fired up and ready for this? Go for it!  It’s going to take some work and dedication, but if you hang in there, you can bet your bottom dollar that 3 Years from now you will be so glad you did.

You’re welcome.

Amazing Reasons to Have a Garden Office

Home Garden Office laurenkinghorn.com

Home Garden Office

A fabulous idea in this contributed post!  I would LOVE a garden office one day. For now, I’ll settle for just a desk out on the verandah on warm, wind-free days. 

Amazing Reasons to Have a Garden Office

Do you work from home? It’s challenging, right? Trying to get motivated when you have everything from the television to your dirty laundry distracting you can be difficult to say the least.

Renting out an office space may not be an option, but have you ever thought about creating a new space to work in your garden?

Here are some compelling reasons why you should:

Boost productivity

There is only one place to begin, and this is with the fact that an outdoor office will improve your productivity levels.  This is because you will be taken away from all of the distractions that usually bug you while you are working in the home. You will be able to completely shut off from your usual surroundings, and this will show in the quality of your work and the efficiency of your operations.

Achieve a better work and home balance

You will be able to achieve a better home/work balance by investing in a garden office. This is because you will be able to structure your days better. As you are not working in the same place where you sleep, relax, and eat your dinner, you should be able to start work at a sensible hour and then officially finish at a realistic time too. You can shut off, leave your office, and go back to your home life. Not only will you benefit, but your family will too.

Increase the value of your property

Taking your business to the garden will not only benefit you in terms of increased productivity and a better work environment, but it will boost the value of your property too. Space is at a premium these days, so having an extra storage facility for new buyers will be very appealing when the time comes to sell.

You can create your ideal workspace

By having a new office built from scratch, you will be able to create a workspace that is completely tailored to you. There are no restrictions. Everything from the colours used and the decorations to the temperature and the lighting can be tailored to create the perfect work environment. It’s your own little sanctuary!

It’s not as expensive as you may think

A lot of people assume that building their own office is going to cost a small fortune. This does not have to be the case. It’s all about the material you use.  Steel building prices  are affordable, and their durability means that you don’t have to worry about repairs or replacements any time in the near future. Once the building is constructed, all you need is office furniture, which you probably already have anyway.

There is a lot to love about having a garden office. Not only will it boost your productivity levels, but it can make you a lot of money in the long run too. Plus, there’s just something nice about being in the garden all day long isn’t there?

Do you have a garden office? I’d love to see a picture.  Feel free to send me it to me on lauren@laurenkinghorn.com and I’ll add it to this post. 

You Can’t Create A Successful Blog Without These Skills

How to Create a Successful Blog laurenkinghorn.com

How to Create a Successful Blog?

The million dollar question.  Asked and answered in this awesome contributed post.

You Can’t Create A Successful Blog Without These Skills!

Blogging is one of the most interesting industries in the world right now.

After all, if you’d told someone twenty years ago that you could make a career out of writing about your life and the things that interest you, they probably would have said that you were out of your mind. However, every single day new blogs are popping up hoping to get a piece of the pie.

Of course, with so many competing blogs out there, how are you supposed to make yours stand out and succeed?

Well, if you really want to run a successful blog then you need to employ these crucial skills.


When people think about blogging, they usually think about the content that they’re creating, and yes that is often the heart of any great blog. However, it’s not the thing that people often see first.

If you want people to read your content, then you’ve got to draw them in first, and the way you do that is through the visual design of your blog. It’s a good idea to brush up on some design fundamentals if you really want your blog to go from good to great.

There are some amazing advanced photoshop Training classes available online which can help you really elevate your blogs visual design. That way you’re going to be able to get people’s attention and make them that much more likely to actually read your content.


Of course, no one’s going to take the time to read your content if your writing is boring, cliched, or simply incomprehensible.

If doesn’t matter what you’re writing about, the key is to write about it in an engaging and dynamic way.

The way something is written can make someone feel bored reading about something they love, or it can make them interested in something that they might never have cared about before.

It should also be mentioned that no one is going to take your blog seriously if it’s riddled with spelling and grammatical errors.


Of course, there’s no point have a beautiful blog with amazing design elements if no one is around to actually read it!

To make sure that you don’t end up shouting into the void, you’ve got to be able to market your business properly.

The way to do this is to embrace social media. Social media is the best place to share your blog posts and articles to a huge audience without having to spend any money.

If your content is good, then it’s going to end up getting shared by your readers as well, helping your blog grow naturally through word of mouth.

Of course, just because you have these skills doesn’t mean that you’re going to be able to create a successful blog.

You also need to make sure that you’re creating content from an angle that’s totally unique to you. No one wants to end up reading the same things over and over again no matter what blog they go to. If you can present your thoughts and ideas in ways, people haven’t heard before, that’s the true key to success as a blogger.

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Did we miss anything?  What skills do you have that you feel have contributed to your success as a blogger?

5 Things To Consider When Taking Over A Business

Taking Over Established Business laurenkinghorn.com

Taking Over Established Business laurenkinghorn.com

Taking Over Established Business

Are you thinking of taking over an established business rather than starting your own?  Here are some very important points to take into consideration before you do.  Brilliant contributed post.

5 Things To Consider When Taking Over A Business

For those with the confidence and motivation to lead a company, taking over an existing business can often be much easier than starting a company from scratch.

Buying an existing company will cost more upfront than starting your own company, however, the upside is that you’ll be taking on a business that already has a reputation and a steady stream of clients.

To make your venture a success, it’s worth considering these factors when shopping for businesses to take over. These will ensure that you’re taking on a profitable investment and not a sinking ship.

1. You’ll need a thorough understanding of all ingoing and outgoing costs

The company may have ongoing contracts with clients, as well as regular outgoing payments to others. You will need to have a clear understanding of all these costs.

There may also be the issue of debts – others may owe the company money and the company may owe money to others. Negotiate how these debts will all be paid. Will you take on any company debts, or will the seller take them on? Hiring an accountant or financial advisor could be useful for helping you to make the best decision.

2. If you’re taking over a premises, it may be on lease

If you’re taking over an office or shop or another property that is on lease, look into how much the rent is and whether the landlord would be willing to take you on as the new lessee.

Some freeholders may up the rent when a new lessee takes over. The leasehold may also be for a limited time – check that this can be renewed afterwards and isn’t too soon.

3. You’ll likely have to take on all the employees

Along with the company, you’ll possibly be taking on employees.

It’s possible that they may be protected in a contract under TUPE regulations, preventing you from dismissing them or lowering their wages upon taking them on. Take some time understanding TUPE and what it could entail.

It’s worth also arranging a meeting and talking to all your new employees or contacting them each individually to get to know them personally – this will ease the transition and ensure that they respect your new authority.

4. It could be worth getting an indemnity from the seller

An indemnity bond is worth having for insurance purposes in case costs spring up at a later date that were the result of the previous employer’s actions.

This could be tax that’s owed by the previous employer or a disagreement with a past client or a lawsuit from a previous employee. Signing such a bond ensures that the previous employer pays for any of these costs.

5. You may need the previous employer to stick around for a while

It’s worth having a transition period in which you can slowly take over the business in stages.

The previous employer can then introduce you to clients and employers and allow you to take over old projects whilst completing new ones.

Make sure that the previous employer is able to do this and doesn’t simply want to run away and leave you in the lurch.

Had you thought of all these considerations?  I certainly hadn’t.  Would love to hear your personal business story in the comments below.